Committed To Helping Our Clients Succeed
Financial Planning by Design
True wealth is created on purpose. We believe that wealth in its various forms should be strategically aligned with your values for the primary purpose to enhance life experiences and build a lasting legacy, rather than the mere accumulation and distribution of assets. Our desire is that we equip you with wisdom and guidance to help you steward the resources that are entrusted to you and your family.
We start with you and develop a deep understanding of where you are and where you want to go. Then we discuss concerns such as retirement, higher education, long-term healthcare needs, and legacy planning to create a wealth plan that includes not only investments, but also advice to help you grow and protect your estate, minimize taxes and optimize giving.
Our Planning Process – Family Wealth Design®
The first phase of our planning process is to help organize your finances. We will identify and assess all the pieces of your financial picture then create a detailed report which includes your financial goals & concerns, property summary, net worth, and insurance coverage. The assessment report also identifies the people that you want to include in your estate plan – spouse, children, grandchildren, great grandchildren, and charitable organizations.
After completing the assessment, we perform a gap analysis to determine if you are able to achieve your goals with your current income, assets and investments. Our analysis report will identify potential areas of concern where there are gaps that may prevent you from achieving your financial goals.
Next, we identify solutions that will increase your likelihood of achieving your financial goals. We will work in collaboration with your attorney, CPA, and trust officer to determine the best solutions for you and your family. The solution phase is where the value of planning magic happens that results in the creation of your personal Family Wealth Design®.
Plan implementation is a critical part of your success. Your personal Family Wealth Design® plan includes a set of recommendations that will need to be implemented by your professional team of advisors. We will help you implement your plan and continue to collaborate with your professional tax, legal and trust advisors to help ensure full implementation of your financial plan.
Collaborate with Professionals
Due to the complex and unique nature of your financial planning needs we value the importance of collaborating with your attorney, CPA, and trust officer to help create best financial plan for your family and estate. Through our planning process, many of our clients have implemented irrevocable trusts, charitable trusts, dynasty trusts, and other tax and estate planning techniques to help them achieve their financial goals which allows them to enjoy life, enhance relationships, and create a family legacy. We call this Living. Beyond the Money®.